Salary Calculator USA
Find your take-home pay after federal income tax, Social Security, Medicare and state income tax for 2026, in any of the 50 states and DC. Enter a yearly, monthly, weekly, daily or hourly amount, or work backwards from the take-home pay you want. It runs in your browser, so nothing you type is sent anywhere.
Also searched as: paycheck calculator · take home pay calculator · income tax calculator · salary after tax calculator · state income tax calculator
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How to use it
- 1
Enter your pay and state
Type your gross pay, choose how often you are paid, then pick your state and filing status.
- 2
Add options if you need them
Set your work schedule, a bonus, 401(k) contributions or a local city or county tax rate, or tick the box to work backwards from take-home pay.
- 3
Read the breakdown
See take-home pay for every pay period, each deduction, your tax rates and the same pay in every state.
Questions about salary calculator usa
Which tax year does it use?
The 2026 tax year: the 2026 federal brackets and standard deduction, the 2026 Social Security wage base of $184,500, and state rates as published for 2026.
What does it leave out?
It assumes one filer who takes the standard deduction and has no other income, credits or adjustments, so child credits and itemized deductions are not included. Local taxes are included only if you enter a rate, and paid-leave premiums only for California, New York and Connecticut.
How accurate are the state figures?
They use each state’s published 2026 rates and deductions, with a few state-specific rules simplified. States can change their rates during the year, so treat the state line as an estimate and check your state tax agency for anything important.
How do I add a city or county tax?
Open More options and enter your local income tax rate as a percentage. It is applied to your state taxable income, which suits county taxes that follow the state base. Some cities tax gross wages instead, so the result is an estimate.
How does working backwards work?
Tick "Work backwards from my take-home pay", enter the amount you want to receive in any pay period, and it finds the gross pay that leaves that amount after tax and deductions.
What comes off an American paycheck
Federal income tax is charged in steps from 10 percent to 37 percent, after the standard deduction, which is $16,100 for a single filer and $32,200 for a married couple filing jointly in 2026. Social Security takes 6.2 percent of wages up to $184,500, and Medicare takes 1.45 percent of all wages, plus another 0.9 percent on wages over $200,000 for a single filer or $250,000 for a married couple filing jointly.
Most states add their own income tax. Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not tax wages. A 401(k) contribution comes out of your pay before federal and most state income tax, but not before Social Security and Medicare. Pennsylvania and New Jersey still tax it.
Take-home pay on $75,000 in different states
These figures are for a single filer in 2026 who takes the standard deduction, rounded to the nearest dollar. They come from the same calculation the tool uses. The federal tax and payroll taxes are the same everywhere, so the difference between states comes from state income tax and, in California and New York, the state disability and paid leave premiums.
| State | Federal income tax | State tax and premiums | Social Security and Medicare | Take-home per year | Take-home per month |
|---|---|---|---|---|---|
| Texas | 7,670 | 0 | 5,738 | 61,593 | 5,133 |
| Washington | 7,670 | 0 | 5,738 | 61,593 | 5,133 |
| Illinois | 7,670 | 3,568 | 5,738 | 58,025 | 4,835 |
| California | 7,670 | 3,763 | 5,738 | 57,830 | 4,819 |
| New York | 7,670 | 3,808 | 5,738 | 57,784 | 4,815 |
Local taxes and what is not included
Some cities and counties add their own income tax, for example Maryland and Indiana counties, New York City and many cities in Ohio and Pennsylvania. Open More options and enter your local rate to include it. The calculator applies it to your state taxable income, so treat the result as an estimate for cities that tax gross wages.
It assumes one filer with no other income, credits or itemized deductions. Paid-leave premiums are included for California, New York and Connecticut only, and states can change their rates during the year.