Salary Calculator UK
Find your take-home pay after income tax and National Insurance for the 2026 to 2027 tax year, in England, Wales, Northern Ireland or Scotland. Enter a yearly, monthly, weekly, daily or hourly amount, or work backwards from the take-home pay you want. It runs in your browser, so nothing you type is sent anywhere.
Also searched as: uk salary calculator · take home pay calculator uk · salary after tax uk · income tax calculator uk · national insurance calculator
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How to use it
- 1
Enter your pay
Type your gross pay, choose how often you are paid, and say whether you live in Scotland.
- 2
Add options if you need them
Set your work schedule, a bonus or workplace pension contributions, or tick the box to work backwards from take-home pay.
- 3
Read the breakdown
See take-home pay for every pay period, income tax, National Insurance and your tax rates.
Questions about salary calculator uk
Which tax year does it use?
The 2026 to 2027 tax year, from 6 April 2026 to 5 April 2027, with a Personal Allowance of £12,570.
What does it leave out?
It assumes the standard tax code (1257L) and no student loan, benefits in kind or other income. Student loan repayments and a different tax code are not included, so your payslip may differ.
Does it cover Scotland?
Yes. Choose Scotland to use the Scottish bands of 19, 20, 21, 42, 45 and 48 percent. National Insurance is the same across the UK.
How is my pension treated?
Contributions are taken from your pay before income tax, which lowers your tax but not your National Insurance. They also come out of your take-home pay.
How does working backwards work?
Tick "Work backwards from my take-home pay", enter the amount you want to receive in any pay period, and it finds the gross pay that leaves that amount after tax and deductions.
What comes off a UK salary
In England, Wales and Northern Ireland you pay no income tax on the first £12,570, which is the Personal Allowance, then 20 percent up to £50,270, 40 percent up to £125,140 and 45 percent above that. The allowance shrinks by £1 for every £2 of income over £100,000 and is gone at £125,140. Employee National Insurance is 8 percent of earnings between £12,570 and £50,270 and 2 percent above that.
Scotland sets its own income tax bands: 19 percent from £12,571, 20 percent from £16,538, 21 percent from £29,527, 42 percent from £43,663, 45 percent from £75,001 and 48 percent above £125,140. National Insurance is the same across the UK.
Example take-home pay in England
These figures are for 2026 to 2027 in England, rounded to the nearest pound, for one person on the standard tax code with no pension or student loan. They come from the same calculation the tool uses.
| Gross pay per year | Income tax | Other deductions | Take-home per year | Take-home per month |
|---|---|---|---|---|
| 25,000 | 2,486 | 994 | 21,520 | 1,793 |
| 35,000 | 4,486 | 1,794 | 28,720 | 2,393 |
| 50,000 | 7,486 | 2,994 | 39,520 | 3,293 |
| 75,000 | 17,432 | 3,511 | 54,057 | 4,505 |
| 100,000 | 27,432 | 4,011 | 68,557 | 5,713 |
The 60 percent band
Between £100,000 and £125,140 each extra pound of pay also removes 50p of your Personal Allowance, so the extra pay is taxed at an effective 60 percent. A workplace pension contribution taken from pay before tax lowers your income for this purpose, so it can bring you back under £100,000. Enter it under More options to see the effect.