Financial calculators that give you answers fast

Loans, mortgages, interest, tax and more. Nothing you type leaves your device. Calculators give estimates for planning, not financial advice.

Loan CalculatorWork out the payment on a loan.Mortgage CalculatorEstimate a monthly mortgage payment.Compound Interest CalculatorSee how savings grow over time.Savings Goal CalculatorHow much to save each month to reach a target.Sales Tax CalculatorAdd or remove sales tax, GST or VAT from a price.Discount CalculatorFind the sale price after a discount.Tip CalculatorWork out a tip and split the bill.Profit Margin CalculatorMargin and markup from cost and price.Hourly to Salary CalculatorConvert an hourly rate to yearly pay.Salary Calculator CanadaTake-home pay after tax, CPP and EI in any province.Salary Calculator USATake-home pay after federal tax, FICA and state tax.Salary Calculator UKTake-home pay after income tax and National Insurance.Salary Calculator AustraliaTake-home pay after income tax and the Medicare levy.Salary Calculator IrelandTake-home pay after income tax, USC and PRSI.Salary Calculator New ZealandTake-home pay after PAYE and the ACC levy.Salary Calculator IndiaTake-home pay and income tax under the new regime.Retirement CalculatorEstimate savings at retirement.Invoice GeneratorCreate an invoice and save it as PDF.Currency ConverterConvert between currencies with live rates.Amortization CalculatorSee every payment split into interest and principal.Auto Loan CalculatorMonthly car payment with tax, fees and trade-in.EMI CalculatorMonthly EMI, total interest and total payment.Credit Card Payoff CalculatorHow long to clear a card balance, and what it costs.Debt Payoff CalculatorCompare the snowball and avalanche methods.Debt-to-Income CalculatorWork out your debt-to-income ratio.APR CalculatorFind the true yearly cost of a loan with fees.SIP CalculatorSee how a monthly SIP could grow.ROI CalculatorReturn on investment, simple and yearly.CAGR CalculatorCompound annual growth rate between two values.IRR CalculatorInternal rate of return and NPV for cash flows.Inflation CalculatorFuture cost and buying power at a steady rate.Investment Delay CalculatorWhat waiting to start investing costs you.Future Value CalculatorWhat savings and regular payments will be worth.Present Value CalculatorWhat future money is worth today.House Affordability CalculatorHow much home you can afford on your income.Refinance CalculatorDoes refinancing save money, and when?Rental Property CalculatorCap rate, cash flow and cash-on-cash return.GST CalculatorAdd or remove GST, with CGST, SGST and IGST.VAT CalculatorAdd or remove VAT from a price.RRSP Tax Savings CalculatorHow much tax an RRSP contribution saves.Commission CalculatorFlat or tiered commission on sales.Depreciation CalculatorStraight-line and declining-balance schedules.Net Worth CalculatorAssets minus debts, in one place.FIRE CalculatorHow much you need to retire early, and when.

What the financial tools do

These calculators answer money questions before you commit to anything. Under Loans you can work out a payment, see an amortization schedule, compare snowball and avalanche debt plans, or check a debt-to-income ratio or an APR. Savings and Investing cover compound interest, SIP, ROI, CAGR, IRR, inflation, future and present value, the cost of waiting to invest, net worth and early retirement. Real Estate helps you judge what home you can afford, whether to refinance and what a rental earns. Tax & Prices has sales tax, GST, VAT, tips, discounts, take-home pay in seven countries, RRSP tax savings and a currency converter, and Business has margins, commission, depreciation and a simple invoice generator.

Estimates, not advice

The results are estimates based on the numbers you enter. They assume steady rates and leave out things such as fees, insurance, property tax and changes to a variable rate. They are meant to help you compare options and ask better questions, not to replace your lender, accountant or a qualified adviser. Exchange rates come from a daily public feed and are reference rates, not the rate a bank or card will give you.

Private and simple

The calculations run in your browser, so the amounts you type are not sent anywhere. Try a few different values for the rate and the term, because the way small changes add up over years is often the most useful thing a calculator can show you.

Guides that go further

Runs in your browser

Files are processed on your device, not uploaded to a server.

No sign-up

Open a tool and use it. No account needed.

Light and fast

Small pages that load quickly, even on a slow connection.